Unit 10/1-3 Hackett Street,
MAIL TO US
PO Box 679,
Mandurah WA 6210
For most of us, real estate is the most expensive investment we will ever make. Therefore it is important that you use the services of a professionally qualified and experienced settlement agent to ensure your rights are being protected and make this important process as stress-free and straightforward as possible.
Originally established in 1995 to service the Western Suburbs, C&R has grown to service all areas of Western Australia. Our C&R Conveyancing branch is located in Mandurah, and has experience in all aspects of property settlement.
Whether it’s a residential, rural or commercial transaction; or you are buying, selling or investing; we are ready to help you navigate the settlement process.
The advantage of our extensive experience is the knowledge we have accumulated. We have extensive experience in all facets of real estate conveyancing transactions including: residential, commercial, industrial and rural property settlements; the handling of sub-divisions; strata-titled properties; green titles and family transfers. Over time we’ve seen some interesting obstacles to a smooth settlement and our experience can often prevent delays.
Our prime objectives are to achieve a timely settlement and keep you informed at all times, and we can trust that you will always be satisfied with our service.
C&RConveyancing is a proud member of the Australian Institute of Conveyancers.
Some Handy Tips
Do your homework to determine the total costs involved in selling a property. Provide us with contact details for your mortgagee so we can expedite their discharge of mortgage and liase with them throughout the settlement process. Contact your mortgagee immediately the contract becomes unconditional to arrange signing of their discharge of mortgage authority. Please note, your mortgagee will not commence discharge of their mortgage until the authority has been signed. Obtain advice from your accountant to see if GST affects the sale of your property. We will notify the water corporation, local authority, strata company (if applicable) and Office of State Revenue of the change of ownership and attend to payment of any outstanding charges. It is your responsibility to notify the other utilities (i.e. Western Power, Alintagas, telephone provider and insurance company) of the ownership change. Was your house constructed after February 1997 or have you undertaken renovations in excess of $12,000 in value? If so, you may need to provide evidence of home indemnity insurance. Always advise us if you are going away during the period prior to settlement. We can then make arrangements to ensure you have executed all documents prior to your departure. Was your house constructed or were any renovations undertaken as an owner builder? If so, you may require the minister's consent to sell and you will need to provide the necessary home indemnity insurance for the purchaser. Time is always of the essence. Be certain to sign all documents as soon as is practicable. Any items that you wish to remove from the property must be stated on the contract. Should the property be vacant and the contract is not subject to any existing tenancies, the purchaser is entitled to possession immediately following settlement. If you reside in the property, vacant possession must by provided to the purchaser by 12.00 noon on the day following settlement. Any special conditions on the contract that are your responsibility, must be attended to prior to settlement, eg the contract may provide for all electrical, gas and plumbing appliances to be in good working order. It would therefore be your responsibility to demonstrate that all items work when the purchaser carries out the final inspection. If the property is tenanted it is imperative that a condition is placed on the contract to acknowledge the existence of the tenancy. Please do not amend any conveyancing documents without contacting us first. As all documents are legal in nature, any alterations are only to be completed in the prescribed manner. If the property is unencumbered it is suggested that you locate and deliver the certificate of title to us as soon as possible. If you have lost the title you must notify us immediately. We can apply for a replacement title on your behalf but the process is a lengthy one and may cause delays to settlement. We request that you do not pay any shire, Water Corporation, strata company or Office of State Revenue accounts within 2 weeks of settlement. These accounts will be taken into account when calculating the settlement adjustments, and any pre settlement payments will render our calculations incorrect. If your property is strata titled and subject to a joint insurance policy, provide us with a copy of the insurance policy to enable the recovery of the unexpired premium paid by you upon settlement.
Prior To Making An Offer
Do your homework to determine the total costs involved in buying a property Be aware that settlement timeframes promised by lending institutions/mortgage brokers often don't eventuate. It is prudent to allow at least 21 days to obtain finance approval, and a further 21 days for the institution to complete their mortgage documentation and be in a position to complete settlement. Be very careful when making a "cash" offer. If there is any uncertainty about your ability to finance the purchase, it is always recommended to make your offer subject to finance approval. When deciding a settlement date, allow sufficient time for all documentation and enquiries to be completed. (i.e. bank documents, conveyancing documentation and enquires, moving arrangements and time for special conditions to be fulfilled). We recommend a minimum of 30 days when no banks are involved or 42 days if any lending institutions are involved in the transaction. Should you require certain conditions to be met prior to settlement, be sure to include these on the Offer and Acceptance. Never assume any condition is automatic. If in doubt, give us a call. Consider which name or entity you wish to register the title in. You must use your full legal name. You cannot change the purchasing party details on a contract after it has been signed. If the ultimate purchaser on the transfer varies from the Offer and Acceptance, the Office of State Revenue may view this as an "on sale" and you may be liable for additional stamp duty.
After Making An Offer
If finance is a condition of your offer, make application and provide all necessary documentation to your lending institution as soon as possible. The finance condition is not satisfied until an unconditional approval is provided by the bank and you have accepted the finance offer. If a conditional finance approval is given, ensure you attend to the conditions immediately to enable the provision of an unconditional approval. Provide us with contact details for your lender so we can expedite preparation of their mortgage documents and liase with them throughout the settlement process. If you have not received mortgage documents for execution from your lender 10 days prior to settlement, contact them direct to urgently request the documents. Should their documents be received later than this, it may cause a delay to settlement and you could be exposed to penalty interest for delayed settlement. We recommend you exercise your right to inspect the property 7 days prior to settlement. This allows you the opportunity to ensure any special conditions on the contract have been satisfied and the property is in the same state of repair as when you made the offer. We will notify the Water Corporation, local authority, strata company (if applicable) and Office of State Revenue of the change of ownership and attend to payment of any outstanding charges. It is your responsibility to notify the other utilities (i.e. Western Power, Alintagas, telephone provider and insurance company) of the ownership change. Always advise us if you are going away during the period prior to settlement. We can then make arrangements to ensure you have executed all documents prior to your departure. Stamp duty must be paid prior to settlement. If your lender has allowed for the stamp duty within the loan, it is your responsibility to ensure this amount can be made available for payment prior to settlement. If you have any queries in this regard please contact us. Time is always of the essence. Be certain to sign all documents as soon as is practicable. Should the property be vacant and the contract is not subject to any existing tenancies, you are entitled to possession immediately following settlement. If the seller resides in the property, vacant possession must by provided by 12.00 noon on the day following settlement. Please do not amend any conveyancing documents without contacting us first. As all documents are legal in nature, any alterations are only to be completed in the prescribed manner. A certificate of currency for insurance should be arranged prior to settlement. Your lender will also require evidence of this.
Meet Our Team
Contact us today to find out how we can help you.
We want to make sure you feel comfortable and understand the process.